Financial Planning

Our financial planning approach is simply to focus on you. We help you make the right decisions for your future by gaining a detailed understanding of your needs, objectives and long-term goals.

Financial plans and financial planning with WatchTower may include, but are not limited to:

• Investment planning
  
• Life insurance
  
• Tax concerns
  
• Retirement planning
  
• College planning
  
• Debt/credit planning

Services Limited to Specific Types of Investments

WWM limits its investment advice to mutual funds, fixed income securities, real estate funds (including REITs), insurance products including annuities, equities, ETFs (including ETFs in the gold and precious metal sectors), treasury inflation protected/inflation-linked bonds, commodities and non-U.S. securities, although WWM primarily recommends mutual funds. WWM may use other securities as well to help diversify a portfolio when applicable.

Fixed Fees

The negotiated fixed rate for creating client financial plans is between $500 and $2,500. Clients may terminate the agreement without penalty, for full refund of WWM’s fees, within five business days of signing the Financial Planning Agreement. Thereafter, clients may terminate the Financial Planning Agreement upon written notice.

Payment of Financial Planning Fees

Financial planning fees are paid via check and wire.
Fixed financial planning fees are paid 100% in advance, but never more than six months in advance.